There are a lot of old people that don’t have sons and daughters. Do bank take their deposits after the old people goes to heaven?

No, banks do not take the deposits of old people who do not have sons and daughters after they pass away. The money and assets of the deceased person would typically go through a legal process known as probate, where a court determines how the person's assets should be distributed according to their will or state laws. If no relatives or beneficiaries are identified, the assets may go to the state. However, it is important for individuals to create a will or estate plan to ensure their assets are distributed according to their wishes.