Many-governments-that-regularly-transfer-money-to-individuals—to-provide-supplemental-incomes-for-senior-citizens-for-example—have-long-done-so-electronically-but-other-countries-typically-have-distributed-physical-money-and-have-only-recently-develo

D - Nearly every recipient of an electronic transfer withdrew the entire amount in physical money shortly after receiving the transfer. This finding suggests that individuals may not conceive of and allocate funds in electronic form differently than they do in physical money, which weakens the potential explanation provided in the passage.