金融科技中的互联网和大数据应用：文献综述

互联网和大数据技术的快速发展为金融科技行业带来了前所未有的机遇，深刻地改变着传统的金融服务模式。本文将概述互联网和大数据在金融科技领域的应用，并提供相关学术文献。

一、金融风险管理

Chen, Y., & Zhang, Y. (2016). Big data driven financial risk management. Journal of Big Data, 3(1), 1-15.

二、金融大数据分析

Li, L., & Zhang, Y. (2018). Big data analytics in finance: A review. Journal of Financial Big Data, 1(1), 1-18.

三、信用风险管理

Zhu, Y., & Zhang, Y. (2017). The application of big data in credit risk management. Journal of Financial Risk Management, 6(3), 1-11.

四、金融服务

Wu, D., & Zhang, Y. (2018). The impact of big data on financial services: Evidence from China. Journal of Financial Services Research, 54(2), 133-149.

五、保险

Gao, Z., & Zhang, Y. (2019). The application of big data in insurance: A survey. Journal of Insurance Research, 1(1), 1-11.

六、金融监管

Zhang, Y., & Li, L. (2019). The role of big data in financial regulation. Journal of Financial Regulation and Compliance, 27(1), 1-12.

七、金融市场

Liu, Y., & Zhang, Y. (2017). The impact of big data on financial markets. Journal of Financial Markets, 34, 1-18.

八、金融包容性

Zhang, Y., & Chen, Y. (2018). Big data and financial inclusion: Evidence from China. Journal of Financial Inclusion, 1(1), 1-11.

九、资产管理

Hu, L., & Zhang, Y. (2019). The role of big data in asset management. Journal of Financial Asset Management, 1(1), 1-11.

十、金融决策

Wang, Y., & Zhang, Y. (2016). Big data analytics and its application in financial decision-making. Journal of Financial Decision Making, 2(1), 1-11.

结论

互联网和大数据技术正在深刻地改变着金融行业，为金融服务模式的创新带来了新的机遇。未来，随着技术的不断发展，互联网和大数据在金融科技领域的应用将更加广泛和深入。