Construction Bank Loan Approval for Building Financing

Dear valued customer,

We are pleased to inform you that the Credit Department of Construction Bank is willing to provide you with a loan for your building financing needs. We have considered your application and are willing to offer you a loan under the following terms and conditions:

1. Loan purpose: Building financing.
2. Loan amount: RMB 500,000.
3. Loan method: One-time payment to the borrower upon the effective date of the contract.
4. Repayment period: 10 years.
5. Interest rate: Preferential interest rate plus 1%.
6. Collateral: The borrower is required to provide collateral.

If you agree with these terms and conditions, please sign the attached photocopy and send it back to us by January 30, 2013. We look forward to doing business with you.

Sincerely,

Credit Department of Construction Bank