Comprehensive Financial Planning: Creating, Utilizing, and Allocating Resources

d. More concerned about making money then its effective utilization.

This answer is incorrect. Comprehensive financial planning is a process of creating a roadmap for an individual or organization's financial future. It involves analyzing current financial situations, setting financial goals, and creating a plan to achieve those goals. It includes creating a budget, managing debt, investing, and planning for retirement. The focus is on effective utilization of financial resources, not just making money. Therefore, the correct answer is:

a. Planning about creating, utilizing and allocating financial resources to each functional department of an organization.