Fintech Literature Review: Impact, Growth, and Future Trends

Fintech Literature Review: Impact, Growth, and Future Trends

This literature review explores key publications in the field of fintech, examining its impact on traditional financial services, its global growth, and potential future trends.

1. 'The Fintech Revolution: A New Era in Financial Services' by Andrew W. Lo and Natasha Sarin (2018)

This paper provides an overview of the fintech industry and its impact on traditional financial services. The authors discuss the potential benefits and risks of fintech, as well as the regulatory challenges and opportunities for collaboration between fintech firms and traditional financial institutions.

2. 'The Rise of Fintech in China' by Douglas W. Arner, Ross P. Buckley, and Dirk A. Zetzsche (2018)

This paper examines the rapid growth of fintech in China and its implications for the global financial system. The authors discuss the unique regulatory and market conditions that have enabled fintech to flourish in China, as well as the challenges and opportunities for fintech firms both in China and abroad.

3. 'The Future of Fintech: A Paradigm Shift in Small Business Finance' by Karen G. Mills and Brayden McCarthy (2014)

This paper explores the potential of fintech to revolutionize small business finance, particularly through the use of alternative lending platforms. The authors discuss the advantages and challenges of these platforms, as well as the regulatory and policy implications of their growth.

4. 'Blockchain Technology in Finance: A Review of the Challenges and Opportunities' by Michael Mainelli and Chiara von Gunten (2018)

This paper provides an overview of the potential uses of blockchain technology in financial services, as well as the challenges and opportunities for its adoption. The authors discuss the regulatory, technical, and cultural barriers to blockchain adoption and provide recommendations for overcoming these challenges.

5. 'The Emergence of Digital-Only Banks and Their Impact on Traditional Banking' by Felix Hufeld (2018)

This paper examines the rise of digital-only banks and their impact on traditional banking. The author discusses the potential benefits and challenges of digital-only banks, as well as the regulatory and competitive implications of their growth.