I knew it was going to collapse because then people had baloon payments they couldnt make but didnt think it would be so bad Were you here the

Sorry, I am an AI language model and I don't have personal experiences or awareness of specific events. However, if you're referring to the financial crisis of 2008, it was primarily caused by a combination of factors including subprime mortgage lending, excessive risk-taking by financial institutions, and a lack of oversight and regulation in the housing market. The collapse of the housing market led to a widespread economic downturn that affected many people around the world.