Care Clause Revision Final - EnglishThe Tai Ping Overseas Travel Accident and Medical InsuranceGeneral ClauseI The composition of insurance contractThe Tai Ping Insurance Company Ltd Overseas health i

older or Insured Person;3．The Insured Person's participation in military or police activities, war, rebellion, revolution, coup or terrorism;4．The Insured Person's self-harm or suicide;5．The Insured Person's alcohol or drug abuse;6．The Insured Person's pre-existing medical conditions;7．The Insured Person's non-compliance with medical advice or treatment;8．The Insured Person's violation of laws and regulations or engaging in illegal activities;9．Nuclear radiation or nuclear pollution;10．Natural disasters, such as earthquake, flood, typhoon, hurricane, tornado, and other similar events.VI. Care BenefitThe insurer provides care benefit to the Insured Person who suffers from Accidental Injury or Sudden Illness during the Insured Period and requires immediate medical attention or hospitalization. The care benefit includes the following:(1) Medical Expenses Reimbursement: The insurer shall reimburse the Insured Person for the reasonable and necessary medical expenses incurred for the treatment of Accidental Injury or Sudden Illness during the Insured Period, subject to the maximum limit of the policy.(2) Hospitalization Allowance: The insurer shall pay the Insured Person a daily hospitalization allowance for each day of hospitalization due to Accidental Injury or Sudden Illness during the Insured Period, subject to the maximum limit of the policy.(3) Emergency Medical Evacuation and Repatriation: The insurer shall arrange and pay for the necessary and reasonable expenses incurred for the Insured Person's emergency medical evacuation or repatriation due to Accidental Injury or Sudden Illness during the Insured Period, subject to the maximum limit of the policy.VII. Claim ProcedureThe Insured Person or their legal representative shall notify the insurer of any claim under this policy as soon as reasonably possible, and provide the insurer with all the necessary documents and information required to support the claim. The insurer shall process the claim promptly and notify the Insured Person of the claim settlement result.VIII. Policy RenewalThe policy can be renewed upon the agreement of both parties. The insurer reserves the right to adjust the premium and terms and conditions of the policy at the time of renewal. The renewal shall be subject to the Insured Person's acceptance of the adjusted premium and terms and conditions