Employers Liability Insurance Provisions EnglishEMPLOYER’S LIABILITY INSURANCE CLAUSES Ⅰ PARTIES TO BE INSURED 1Enterprises including but not limited to foreign-invested enterprises private enterprise

so pay reasonable legal costs and expenses incurred with its prior written consent in defending any claim made against the Insured and covered by this Policy. 4. The limit of indemnity as stated in this Policy shall be the maximum amount payable for all claims arising out of any one accident or series of accidents arising out of one event. 5. The coverage of this Policy shall not extend to: a) Any liability assumed by the Insured under any agreement or contract unless such liability would have attached to the Insured even if no agreement or contract had been made. b) Any liability arising out of or in connection with the ownership, possession or use by or on behalf of the Insured of any land, watercraft, aircraft, motor vehicle or any other means of transportation. c) Any liability arising out of or in connection with the Insured’s breach of any statutory or contractual obligation to provide a safe working environment. Ⅲ. EXCLUSIONS 6. This Policy shall not apply to any liability arising out of or in connection with: a) Any willful act or omission of the Insured. b) Any act or omission committed with the knowledge of the Insured that it would result in an injury or damage. c) Any liability arising out of or in connection with any disease, illness, infirmity or incapacity of any employee. d) Any liability arising out of or in connection with the Insured’s failure to provide adequate training, instruction, supervision or protective equipment to any employee. e) Any liability arising out of or in connection with the Insured’s breach of any statutory or contractual obligation to provide a safe working environment. Ⅳ. CONDITIONS 7. The Insured shall take all reasonable steps to prevent accidents or injuries to employees and to comply with all laws and regulations relating to the safety and health of employees. 8. The Insured shall give notice in writing to the Insurer as soon as practicable of any accident or occurrence which may give rise to a claim under this Policy. 9. The Insured shall not admit liability for any accident or occurrence without the prior written consent of the Insurer. 10. The Insured shall provide the Insurer with all such information and assistance as the Insurer may reasonably require in connection with any claim made under this Policy. 11. The Insurer shall have the right to take over and conduct in the name of the Insured the defense or settlement of any claim made against the Insured and covered by this Policy. 12. This Policy shall be subject to the laws and regulations of the People′s Republic of China. 13. This Policy shall be in force for the period specified in the Policy Schedule and shall automatically terminate at the end of that period unless renewed