h and year of the earliest overdue loanNumber of months of the longest overdue loanAmount of the longest overdue loanOverdue (Draft) Information DetailsNo overdue (draft) information found. Default Information SummaryNo default information found. (III) Inquiry Information SummaryLatest inquiry timeInquiry organizationInquiry reasonNumber of inquiries in the past yearJanuary 9, 2015 14:46:15BankCredit application20 (IV) Other Information SummaryNo other information found. III. Credit Record DetailsCredit Card InformationNo.IssuerCredit card typeCredit lineCredit card statusCredit card issue timeCredit card cancellation timeCredit card usage statusCredit card overdue statusCredit card default statusCredit card repayment status1China Merchants BankCredit cardNo credit limitNormalJuly 1, 2012---No overdueNo defaultNormal2China Construction BankCredit cardNo credit limitNormalDecember 12, 2011---No overdueNo defaultNormal3China Industrial and Commercial BankCredit cardNo credit limitNormalNovember 5, 2010---No overdueNo defaultNormal4Agricultural Bank of ChinaCredit cardNo credit limitNormalJune 15, 2009---No overdueNo defaultNormalLoan InformationNo.Lending institutionLoan typeLoan periodLoan amountLoan statusRepayment status1China Merchants BankHousing loan20 years¥1,500,000NormalNormal2Shanghai Pudong Development BankCar loan3 years¥200,000NormalNormal3China Construction BankEducation loan4 years¥50,000NormalNormalSemi-credit Card InformationNo.IssuerSemi-credit card typeSemi-credit card limitSemi-credit card overdraft statusSemi-credit card issue timeSemi-credit card cancellation timeSemi-credit card usage statusSemi-credit card overdue statusSemi-credit card default statusSemi-credit card repayment status1China Merchants BankSemi-credit cardNo limitNo overdraftJune 1, 2014---No overdueNo defaultNormal IV. Credit Report Explanation1. This report is for reference only and shall not be used as the sole basis for any credit decision.2. The credit information in this report is obtained from relevant credit reporting agencies, and the inquirer shall be responsible for the authenticity, accuracy, completeness, and timeliness of the credit information provided.3. The inquired shall have the right to obtain a free credit report once a year and to dispute any inaccurate information in the credit report.4. Overdue and default information will be retained for no more than 5 years from the date of occurrence.5. The inquired shall be responsible for any consequences arising from the use of this report.6. For any dispute related to the credit report, please contact the credit reporting agency or the inquiring organization

Personal credit report English templatePersonal Credit ReportBank Professional EditionReport No Enquiry request time January 9 2015 144615 Report time January 9 2015 144615Name of the inquired

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