Identify three separate ethical issues raised by this case studyA few days later you are happily starting your lunch when you receive a phone call from your biggest client Life HourWay Their CEO Jenny

Conflict of interest: The CEO of Life HourWay is advocating for an interpretation that would benefit her company, rather than objectively considering the new regulations. This raises ethical concerns about whether she is prioritizing her own interests over the interests of her clients and stakeholders.

Misrepresentation of information: If the seminars are promoting an interpretation of the new regulations that is not accurate or is biased towards certain companies, this raises ethical concerns about misrepresenting information to potential clients. It is important that information presented in seminars is truthful, objective, and unbiased.

Loyalty and confidentiality: As an actuary, there is an expectation of loyalty and confidentiality to clients. If the actuary is promoting an interpretation of the new regulations that is not in the best interest of their clients, this raises ethical concerns about their loyalty and confidentiality obligations. Additionally, if the actuary shares confidential information about clients or their interpretation of the regulations with other clients or stakeholders, this would also be a breach of confidentiality