Blockchain and Bank Loan Pricing: 3 Recent English Literature Reviews

Blockchain and Bank Loan Pricing: 3 Recent English Literature Reviews

This article provides a concise review of three recent English-language research papers published within the last 15 years, focusing on the theme of 'blockchain and bank loan pricing'. These publications explore the potential of blockchain technology to revolutionize banking practices, particularly in the realm of loan pricing and cost optimization.

1. Axon, D., Lipton, M. B., & Loughran, T. P. (2016). Blockchain in banking: A measured approach. Journal of Applied Corporate Finance, 28(4), 53-65. https://onlinelibrary.wiley.com/doi/abs/10.1111/jacf.12206

This paper offers a measured approach to the integration of blockchain technology within the banking sector. The authors delve into the potential benefits and challenges associated with blockchain adoption, analyzing its impact on cost reduction and operational efficiency in loan pricing processes.

2. Laskowski, M. K., & Farivar, M. S. (2018). Banking on blockchain: Costs savings thanks to the blockchain technology. International Journal of Information Management, 42, 143-152. https://www.sciencedirect.com/science/article/pii/S0268401217309887

This research investigates the potential cost savings achievable through the implementation of blockchain technology in banking operations. It specifically examines the impact of blockchain on loan pricing, highlighting its ability to streamline processes and reduce operational costs.

3. Gallego, M., & Llorente, R. L. (2019). Blockchain and financial market innovation: A survey. Journal of Corporate Finance, 59, 1-18. https://www.sciencedirect.com/science/article/pii/S0929119918305619

This survey delves into the transformative potential of blockchain technology for financial market innovation, including its implications for bank loan pricing. The authors explore the diverse applications of blockchain in financial services, emphasizing its role in enhancing transparency, efficiency, and security in loan pricing processes.