resolve requirement vs 准备金

"Resolve requirement" refers to the amount of capital that a financial institution is required to hold in order to cover potential losses from its operations. This requirement is set by regulatory authorities and is intended to ensure the financial stability of the institution and protect its customers.

"准备金" (zhǔnbèi jīn) is the Chinese term for "reserve requirement" or "reserve ratio," which is the percentage of deposits that banks in China are required to hold in reserve, as determined by the People's Bank of China. This reserve is used to ensure that banks have enough funds on hand to cover withdrawals and other obligations.

While both "resolve requirement" and "准备金" relate to capital reserves held by financial institutions, they are specific to different regulatory systems and countries. "Resolve requirement" is commonly used in the United States, while "准备金" is used in China.